In 2007, when I retired from the navy, my wife and I were $483,000 in debt. We knew that once I retired we had to do something, so we started chipping away at it, but it was like chopping down an oak tree with a baseball bat! We really didn’t have any direction, we just had a goal. Then we were introduced to all of this amazing information in the Financial Fitness Program, and we just started getting to work. In fact, just last week, we wrote our last check for $1,800 which eliminated the very last bit of that $483,000. It’s all gone!! We are so excited! It’s like having a new lease on life, and we cannot wait to see how far we can go and how many people we can help with all of this wonderful information that we have. God bless!
Jim Croyle

In 3 years, we started applying the Financial Fitness Program into our lives and paid off $232K worth of our debt! If it hadn’t been for the ‘Green Box,’ we wouldn’t be where we are at today. In fact, we were able to go to Florida for 2 months straight from January to February of 2016 and paid for the entire trip in cash. We had to pinch ourselves for that accomplishment because we would have never been able to do that a handful of years ago with both of us working full-time jobs. Also, by applying the principles into our lives, I (Terri) have been able to become job optional and help my husband, Rick, with our self-employed septic business on an as-needed basis. Most importantly, I can now be at home and do things like helping other people learn the same financial info, plus garden and read books and listen to audios anytime I want. Also, Rick is getting close to selling his septic business because of the Financial Fitness principles he has learned and applied.
Terri Swartout